The past few years have proven to be very challenging for the banking industry nationally, internationally and for South Florida. Our board of directors at the South Florida Banking Institute, as a representative group of all phases of the banking industry, are committed during the 2011-2012 fiscal year towards providing our members with the necessary tools to assist their institutions in enhancing and achieving their strategic, financial and regulatory goals. We look forward to maintaining and developing new relationships that will make our local banking industry stronger than ever.

Sincerely,
Frank Gonzalez
President

South Florida Banking Institute 2011